What's best for you

Why Crediation

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We don’t ask for collateral. You just need to tell us about your LPO.

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We lend up to 1m Ksh. We can cover 100% of the LPO amount.

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Application is done fully online. You don’t need to come to our office.

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Fee is one-off which is payable after LPO Issuer has paid. No monthly charge

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We make loan decision within 3 working days, and disburse shortly.

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Upon loan assessment, we will explain to you about our decision.

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How it Works

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Apply Online

Decision & Contract


No registration is required. It takes only 15 mins!
You will receive loan decision by email. Loan contract is also done fully online.
We will pay directly to the supplier you appointed in the application by bank transfer or mobile money

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Get Brochure

Get more info

You can download our information brochure and understand better how it works

Make inquiry

Contact form

Please ask any questions in the contact form and we will answer shortly

Book Visit

Meet with us

Book a time at your convenience and our representatives will explain about the loan at our office

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Yes, you can. We don’t ask for collaterals. You just need to have a registered company and a valid LPO awarded to you.

Our maximum interest rate is 20% one-off. It is not charged per month, but a one-time calculation of the interest on the loan. In short, your interest never exceeds 20% nor charged on a monthly basis.

Our loan is not disbursed to you, but it’s paid directly to the supplier that you intend to buy goods from for your awarded LPO.

Once you deliver the goods, you will issue an invoice “payable to Crediation” to your LPO issuer. The LPO issue will pay to us and we will disburse to you “your profit minus the interest and principal”.

You will repay to us the interest and principal by due date set by the loan agreement. In other words, you don’t need to pay a penny until due date.

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