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Do you need working capital to grow your business?
CrediStock will help you grow and expand your business by providing loans specifically designed for bars, restaurants and liquor stores
CrediStock is a stock financing facility
for bars, restaurants and liquor stores
Affordable
ZERO hidden fees
1-7% fixed fee ONLY
Convenient
Fully via USSD
Fast loan approval
Flexible loan duration
Sustainable
Just the right loan amount designed for you, based on your business needs
How it works
STEP 1
Registration
To register, contact us from the button below and our staff will reach out to you.
STEP 2
Approved to be a CrediStock Borrower
Our credit team will approve and allocate the loan limit based on your purchase history.
STEP 3
Apply loan via USSD
Dial *483*52#
and follow the prompted steps to apply loan.
STEP 4
Loan Disbursement
Within 10 minutes, the funds requested is transferred directly to the distributor’s M-PESA till number.
STEP 5
Get Stock
Once the distributor confirms payments, they provide you with your stock.
Cost
Duration
Fixed Fee
3 DAYS
1 %
5 DAYS
3%
10 DAYS
5%
15 DAYS
7%
Why CrediStock
Others
CrediStock
Fixed Fee
As high as 10%
ZERO hidden fees
1-7% fixed fee ONLY
Convenience
Can’t get stock delivered at your doorstep
Get the stock at your doorstep
(You can use CrediStock when you buy stock from distributors)
Loan Limit
Unpersonalized loans
Different loan limit by each person
(We allocate loan limit based on your purchase history)
Quality Assurance
Risk of counterfeits
NEVER be sold fake products
(We have partnership with well known EABL distributors)
Loan Period
Few choices with high fixed fee
Flexible from 3 to 15 days
What Retailers Are Saying About Us
❛❛CrediStock has a positive impact since it’s created with the specific purpose of getting you stock, which makes it easier to manage.’’
Despite the fear people have of loans, CrediStock has a positive impact since it’s directed to a specific cause, and it provides one discipline when it comes to managing the loan. Besides, CrediStock is instant and offers a sufficient repayment period. Credistock has really helped me raise my business.
― Owner of Kahunira Wines, Umoja
What Retailers Are Saying About Us
❛❛With CrediStock, my business never runs out of stock.’’
Credistock came to us at a very opportune time. I had financial challenges as a business owner when it came to restocking, but now with CrediStock my business never runs out of stock. They have affordable rates and flexible payment periods ideal for all businesses. My best solution to stock financing.
― Owner of Sir Henry’s Liqour, LuckySummer
What Retailers Are Saying About Us
❛❛For anyone looking for stock financing, CrediStock should be your first choice!’’
I got to know of CrediStock through VEEW Distributors. I later met one of their field agents who took me through the application process which was quite easy and fast. After that I got to boost my stock purchase by using CrediStock financing. We’ve been together for 3months and I can see positive growth in my business as a result of CrediStock walking with me in my journey.
― Owner of Sly Wines, Umoja
What Our Partners Are Saying About Us
FAQs
Dial *483*52# and follow the prompted steps
You Must:
Have consistent purchase history with the specified distributor.
Be a registered retailer with the specified distributor.
Registered business – Not mandatory
Valid liquor license
Copy of ID for owner/ Director
This is based and determined by your purchase data with the respective distributor
Within 15 mins
Mpesa Paybill : 537 131
Account No: Loan Ref
You can write to us via email at credistock@crediation.com
Or call us directly on102/
You will need to clear the existing CrediStock loan before applying for another one.
Send us a message for us to contact you