FAQ’S

1.How do I apply for a loan?

Dial *384*8# and follow the prompted steps.

2.What are the eligibility criteria to qualify for a CrediStock loan?

You Must;

-Have consistent purchase history with the specified distributor.

-Be a registered retailer with the specified distributor.

3.What documents do I need to apply for a loan?

-Registered business -Not mandatory

-Valid liquor license

-Copy of ID for owner/ Director

4.What is the cost of the loan

–3days- 1%,7days -3%, 15days -6%, 21 days 8%, 30days 10% 

5.How are the loan limits allocated?

This is based and determined by your purchase data shared with us by the respective distributor.

6.How long does it take to process a loan once I submit my application?

Within 30 mins

7.How do I make repayments?

Mpesa Paybill 537 131 Account No: Loan Ref

8.What happens if I have a dispute or need more information on my loan?

You can write to us via email at Credistock@crediation.com   .Or call us directly on 0722 687 102/ 0742 953 657

9.What happens if I want a loan top-up?

You will need to clear the existing CrediStock loan before applying for another one.